Having all necessary documentation up front saves time so your loan can close smoothly and quickly.
- 2 years of tax returns
- 2 years of W-2s
- If self employed, 1099s and copy of business license.
- Most recent bank statements (all accounts and all pages).
- Explanation (signed and dated) of any deposits over $1,000 other than normal pay into accounts.
- Most recent pay stubs (minimum of 30 days).
- Copy of driver’s license.
- Explanation (signed and dated) of any inquiries on credit report.
- Mortgage Statement, Insurance Declaration Page, and most recent tax statement for all other properties owned.
- Divorce Decree and Separation Agreement (if applicable).
- Copy of Earnest Money Check & Purchase Contract.
